Tax Bracket Calculator
Enter your income and filing status to see your 2026 federal tax bracket and how close you are to the next one.
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Find your 2026 federal tax bracket.
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What is my tax bracket?
Your tax bracket is the highest rate that applies to your taxable income, also called your marginal rate. It is based on taxable income, which is your income minus the standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household in 2026) and pre-tax deductions. Being in the 22% bracket does not mean all your income is taxed at 22%: the first dollars are taxed at 10%, then 12%, and only the part above each threshold is taxed at the higher rate. A single filer earning $85,000 has taxable income of $68,900 and is in the 22% bracket.
2026 federal tax brackets
| Rate | Single (taxable income) | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 |
| 37% | $640,600 – and above | $768,700 – and above |
Source: IRS Rev. Proc. 2025-32. This shows federal income tax brackets only, not state taxes, FICA or credits. For the tax in each bracket, use the federal income tax calculator.
How to use the tax bracket calculator
- Enter your annual income and choose your filing status.
- Add pre-tax deductions if you have them.
- Read your bracket, your taxable income and how much more you can earn before the next bracket.
Frequently asked questions
What tax bracket am I in for $85,000?
A single filer with $85,000 of income and the 2026 standard deduction has taxable income of $68,900 and is in the 22% bracket. Married filing jointly with the same income is in the 12% bracket.
Is all my income taxed at my bracket rate?
No. Only the portion of your taxable income inside each bracket is taxed at that bracket’s rate.
How do I find my taxable income?
Subtract the standard deduction (or itemized deductions) and pre-tax contributions, such as a traditional 401(k), from your income.
What are the 2026 federal tax rates?
10%, 12%, 22%, 24%, 32%, 35% and 37%. The income ranges for each depend on your filing status and are shown above.
Do tax brackets change every year?
The rates are set by law, and the IRS adjusts the income thresholds and the standard deduction each year for inflation.
Related tools: Federal income tax calculator · US paycheck calculator · W-4 withholding