Australia Income Tax Calculator
Enter your salary to see your 2026–27 Australian income tax, Medicare levy and take-home pay.
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Estimate Australian resident income tax and take-home pay for 2026–27.
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How Australian income tax is calculated (2026–27)
This calculator estimates tax for an Australian resident for the 2026–27 financial year using the ATO resident rates: 0% up to $18,200, 15% from $18,201 to $45,000, 30% from $45,001 to $135,000, 37% from $135,001 to $190,000 and 45% above $190,000. It also applies the 2% Medicare levy and the low income tax offset (LITO), and shows the 12% employer superannuation guarantee that is paid on top of your salary. Example: on a $90,000 salary, income tax is about A$17,520 and the Medicare levy is A$1,800, leaving about A$70,680 a year.
Take-home pay by salary (resident, 2026–27)
| Salary | Income tax | Medicare levy | Take-home / year | Per fortnight |
|---|---|---|---|---|
| A$45,000 | A$3,695 | A$900 | A$40,405 | A$1,554.04 |
| A$60,000 | A$8,420 | A$1,200 | A$50,380 | A$1,937.69 |
| A$80,000 | A$14,520 | A$1,600 | A$63,880 | A$2,456.92 |
| A$100,000 | A$20,520 | A$2,000 | A$77,480 | A$2,980.00 |
| A$130,000 | A$29,520 | A$2,600 | A$97,880 | A$3,764.62 |
| A$180,000 | A$47,670 | A$3,600 | A$128,730 | A$4,951.15 |
| A$250,000 | A$78,370 | A$5,000 | A$166,630 | A$6,408.85 |
- Super: if your package includes super, choose "including super" so the calculator works out your salary first.
- Medicare levy: low-income earners may pay less, and the Medicare levy surcharge can apply without private hospital cover.
- Not included: HELP or HECS repayments, deductions, other offsets, the Medicare levy surcharge and non-resident rates.
Source for the rates: Australian Taxation Office. This is an estimate and not tax advice. See also the GST calculator and the PAYG payroll calculator.
How to use the Australian income tax calculator
- Enter your annual salary and say whether it includes super.
- Read your income tax, Medicare levy and take-home pay.
- See your pay per month, fortnight and week, and the super your employer pays on top.
Frequently asked questions
How much tax do I pay on $90,000 in Australia?
For a resident in 2026–27, about A$17,520 in income tax plus about A$1,800 Medicare levy, so about A$70,680 take-home a year, before any deductions or HELP repayments.
What are the 2026–27 Australian tax rates?
For residents: 0% to $18,200, 15% from $18,201 to $45,000, 30% from $45,001 to $135,000, 37% from $135,001 to $190,000 and 45% above $190,000.
Is super included in my take-home pay?
No. Your employer pays the 12% superannuation guarantee into your super fund on top of your salary. It is not part of your take-home pay.
Does this include HELP (HECS) repayments?
No. If you have a HELP debt, repayments are an additional deduction based on your income.
Does this work for non-residents?
No. Non-residents have different tax rates and no tax-free threshold.
Related tools: Australia GST calculator · PAYG payroll calculator · Hourly to salary