Biweekly Paycheck Calculator 2026
Biweekly pay means 26 paychecks a year, one every two weeks. Enter your pay to see your take-home pay per paycheck after federal tax, Social Security, Medicare and state tax, using the official 2026 rules.
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Try a salary:
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Educational estimate only — not tax, legal or financial advice. Actual withholding depends on your Form W-4, your employer and local rules. Confirm with a tax professional or IRS.gov.
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Biweekly take-home pay by salary (2026)
Single filer, no 401(k), no state income tax, paid biweekly. Enter your state rate in the calculator for a closer number, or pick your state below.
| Gross salary | Federal tax | FICA | State tax | Take-home / year | Per biweekly paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $1,320.00 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $1,938.08 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $2,504.23 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $3,045.38 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $4,376.58 |
How your 2026 paycheck is calculated
Your take-home pay is your gross pay minus federal income tax, Social Security and Medicare (together called FICA), state income tax and any pre-tax deductions such as a 401(k). This calculator uses the 2026 federal rules from the IRS and the Social Security Administration:
- Standard deduction (2026): $16,100 single, $32,200 married filing jointly, $24,150 head of household. It is subtracted from your income before the brackets apply.
- Social Security: 6.2% of wages up to the 2026 wage base of $184,500.
- Medicare: 1.45% of all wages, plus 0.9% on wages above $200,000 (single or head of household) or $250,000 (married filing jointly).
- Pre-tax 401(k): reduces the income that federal and state income tax apply to, but not Social Security or Medicare.
- Pre-tax benefits such as health insurance premiums paid through your employer reduce income tax and also FICA wages.
2026 federal income tax brackets
| Rate | Single (taxable income) | Married filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 |
| 37% | $640,600 – and above | $768,700 – and above |
Rates apply only to the part of your taxable income inside each bracket (taxable income is income after the standard deduction and pre-tax deductions). Head of household brackets are slightly wider than single. Source: IRS Rev. Proc. 2025-32 and SSA.
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Frequently asked questions
What does biweekly pay mean?
Biweekly means you are paid every two weeks, which is 26 paychecks a year. It is not the same as semimonthly, which is 24 paychecks (for example the 1st and the 15th). Because of the 26 pay periods, two months a year contain three paychecks.
How do I convert my salary to a biweekly paycheck?
Divide your annual salary by 26. For example, $78,000 a year is $3,000 gross per biweekly paycheck before taxes. The calculator above does the conversion and the taxes for you.
How much is $100,000 a year after taxes?
For a single filer paid biweekly with no 401(k) and no state income tax, $100,000 a year leaves about $79,180 ($3,045.38 per biweekly paycheck) after federal income tax and FICA. Married filing jointly with the same income leaves about $84,710 because of the larger standard deduction and wider brackets. State income tax comes on top, so enter your state rate above.
How much is $75,000 a year after taxes?
For a single filer with no 401(k) and no state income tax, about $61,592 a year, or $2,368.94 per biweekly paycheck.
How much is $50,000 a year after taxes?
For a single filer with no 401(k) and no state income tax, about $42,355 a year, or $1,629.04 per biweekly paycheck.
How is a paycheck calculated in the US?
Gross pay minus pre-tax deductions (401(k), health insurance), then federal income tax on what is left after the standard deduction, plus Social Security (6.2% up to $184,500 in 2026), Medicare (1.45%, plus 0.9% on high earners) and state income tax where it applies.
What is the 2026 standard deduction?
$16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household, according to the IRS.
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages at the state level. Enter 0% for the state rate if you live in one of them.
Why is my real paycheck different?
Your employer withholds based on your Form W-4, and your paycheck may also include other deductions such as health insurance, local taxes or wage garnishments. This calculator is an estimate for planning.
Is this paycheck calculator free?
Yes, free and with no signup. It is an estimate and not tax advice.