VA Disability Calculator 2026
Combine your VA disability ratings with the official VA math, then see your 2026 monthly compensation based on your rating, spouse, children and parents.
Free · No sign-up · Runs in your browser · Last reviewed November 2026
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About the VA Disability Calculator 2026
This VA disability calculator does two things in one step. First it calculates your combined disability rating using the VA's official combined ratings math, including the bilateral factor, and rounds it to the nearest 10. Then it looks up your monthly VA compensation for 2026 from the official VA rate tables, based on that rating and your dependents: spouse, children under 18, children aged 18 to 23 in school, dependent parents and a spouse who receives Aid and Attendance. The rates take effect December 1, 2025 and include the 2.8% cost-of-living adjustment. VA disability compensation is tax-free at the federal level.
Official source: VA.gov Veterans disability compensation rates. To explore combined ratings alone, see the VA combined rating calculator.
How to use it
- Enter your individual disability ratings separated by commas, plus any bilateral ratings.
- Select your spouse status, the number of children and dependent parents.
- Press Calculate VA disability pay to see your combined rating and monthly payment.
2026 VA disability rates: veteran alone and with spouse
| Rating | Veteran alone | With spouse (no children) |
|---|---|---|
| 10% | $180.42 | $180.42 |
| 20% | $356.66 | $356.66 |
| 30% | $552.47 | $617.47 |
| 40% | $795.84 | $882.84 |
| 50% | $1,132.90 | $1,241.90 |
| 60% | $1,435.02 | $1,566.02 |
| 70% | $1,808.45 | $1,961.45 |
| 80% | $2,102.15 | $2,277.15 |
| 90% | $2,362.30 | $2,559.30 |
| 100% | $3,938.58 | $4,158.17 |
2026 rates with one child
| Rating | 1 child only | 1 child and spouse | Each additional child under 18 |
|---|---|---|---|
| 30% | $596.47 | $666.47 | $32.00 |
| 40% | $853.84 | $947.84 | $43.00 |
| 50% | $1,205.90 | $1,322.90 | $54.00 |
| 60% | $1,523.02 | $1,663.02 | $65.00 |
| 70% | $1,910.45 | $2,074.45 | $76.00 |
| 80% | $2,219.15 | $2,406.15 | $87.00 |
| 90% | $2,494.30 | $2,704.30 | $98.00 |
| 100% | $4,085.43 | $4,318.99 | $109.11 |
Example
A veteran with ratings of 50, 30 and 20 has a combined rating of 70%. With a spouse and one child under 18, the 70% base rate is $2,074.45. Two additional children add $76.00 each and a spouse receiving Aid and Attendance adds $141.00, for a total of $2,367.45.
This matches the official VA example in the rate tables.
How VA disability pay works
- Your combined rating comes from VA math, not simple addition.
- Payment depends on the combined rating, rounded to the nearest 10.
- Ratings of 10% and 20% pay the same regardless of dependents.
- At 30% and above you can add a spouse, children and parents.
- Compensation is not taxable income and is adjusted each year by the Social Security COLA.
Frequently asked questions
How much is VA disability pay in 2026?
From $180.42 a month at 10% up to $3,938.58 a month at 100% for a veteran alone, with higher amounts at 30% and above for dependents.
How much is 100% VA disability pay with a spouse?
$4,158.17 a month in 2026 with a spouse and no children, and $4,318.99 with a spouse and one child.
How does the VA combine ratings?
It applies each rating to the remaining efficiency of the whole person, highest first, and rounds the result to the nearest 10. For example, 50% and 30% combine to 65%, which rounds to 70%.
Is VA disability pay taxable?
No. VA disability compensation is not subject to federal income tax and is generally not taxed by states.
Do dependents increase VA disability pay?
Yes, for ratings of 30% and above. A spouse, children and dependent parents raise the monthly amount, with extra for each additional child.
When do the 2026 VA rates take effect?
December 1, 2025, with a 2.8% cost-of-living increase.
Last reviewed: November 2026. Rates are the official 2026 VA compensation rates effective December 1, 2025. The VA determines your actual rating and payment.